I’ve spent more than 30 years in the mortgage business, most of it right here in Central Indiana. My job is to explain your options in plain English, show you what a loan will actually cost, and keep the process moving so you always know where your file stands.
As a broker, I have access to a network of wholesale lenders. That matters because lenders price loans differently and each one has its own guidelines. Instead of fitting you into a single company’s product, I can compare what is available and match your situation to a lender that makes sense for it.
Many lenders can now verify income and assets electronically, which often means less paperwork on your end. You and your agent also get a link that shows each milestone checking off as it happens, so nobody has to call and ask where things stand.
On most of my loans the funding wire goes to the title company before your closing appointment even starts. Once you finish signing, the loan funds. There is no sitting around waiting on a funding authorization at the end.
Whether you are buying your first home, moving up, refinancing, or looking at an investment property, I am glad to talk it through before you commit to anything. No pressure and no jargon, just a clear picture of what your options look like.