Greg Rank Mortgage Broker Indy

    DSCR Loans — All 50 States

    DSCR INVESTOR LOANS · QUALIFY ON RENTAL INCOME · ALL 50 STATES

    Finance Your Next Rental on the Property’s Income — Not Yours.

    No tax returns, no W-2s — qualify on the property’s cash flow. Close fast, vest in your LLC, and keep scaling, nationwide.

    Get Investor PricingCall or Text (317) 603-0912

    Available in all 50 states ·  No tax returns / no W-2s ·  30+ years

    Building a rental portfolio? A DSCR loan (Debt Service Coverage Ratio loan) lets you qualify based on the property’s rental income — not your personal income. No tax returns, no W-2s, no pay stubs. And unlike most local lenders, I can originate DSCR loans on investment properties in all 50 states.

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    Estimate only · NMLS #138276 · (317) 603-0912

    How a DSCR Loan Works

    Lenders look at the property's debt service coverage ratio: the rental income divided by the monthly payment (principal, interest, taxes, insurance, and association dues). If the property's income covers its payment, it can largely qualify on its own merits. That makes DSCR financing ideal for investors whose tax returns understate their real cash flow — or who simply don't want to document personal income across a growing portfolio.

    Who DSCR Loans Are Built For

    • Real estate investors purchasing or refinancing long-term rentals
    • Short-term rental (Airbnb/VRBO) investors, depending on program
    • Self-employed borrowers with complex tax returns
    • Investors scaling beyond the conventional 10-property financing limit
    • LLC and entity vesting on many programs
    • Cash-out refinances to unlock equity for the next purchase

    Why Work With a Broker on DSCR?

    DSCR pricing and guidelines vary widely between lenders — far more than conventional loans. As a broker, I work with many of the nation's leading non-QM and DSCR lenders, so I can shop your scenario across multiple programs and match you with the best ratio requirements, rates, and terms for your property. With 30+ years in the mortgage business, I've helped investors structure financing through every kind of market.

    Get a DSCR Quote — Any State

    Send me the property address, expected rent, and approximate purchase price or value, and I'll run the numbers. Call (317) 603-0912, use the contact form, or apply online.

    Greg Rank, Channelwood Mortgage, NMLS# 138276. DSCR loans are business-purpose loans for investment properties only. Program terms vary by lender and are subject to qualification. Equal Housing Opportunity.

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    Greg Rank Mortgage Broker Indianapolis