The Federal Reserve raised rates for the first time since 2023. Here's what that actually means for your mortgage, and the surprising thing the bond market did the very next day.
The Federal Reserve raised rates for the first time since 2023. Here's what that actually means for your mortgage, and the surprising thing the bond market did the very next day.
When should you lock your mortgage rate? How float-downs work, how long locks last, and what Central Indiana buyers should do before the September Fed meeting.
Everybody asks about the rate first. I get it, it's the one number that's easy to compare. But after 30+ years helping buyers across Indianapolis, Fishers, Carmel, and the rest of Central Indiana, I can tell you this: the lowest rate and the best loan…
Realtors, let's be honest with each other: the lender you refer can make you look brilliant, or cost you the closing. After 30+ years in the mortgage business here in Central Indiana, I've seen both sides of that coin more times than I can count….
If you've served, you've earned the VA loan, a benefit few other programs match. After 30+ years helping Central Indiana families finance homes, I can tell you a lot of veterans never fully use it. Not because it doesn't fit. Usually because of something they…
How Indiana's homestead exemption (deduction) works in 2026, amounts, the new $300 credit, who qualifies, and how to file.
Is it cheaper to rent or buy in Indianapolis and Central Indiana in 2026? Current home prices, rents, and how buyers are adapting.
If you're buying a home in Indiana and wondering whether you can qualify for a USDA loan, you're in the right place. USDA Rural Development loans can provide an affordable path to homeownership in eligible areas of Indiana, offering zero down payment, competitive interest rates,…
Published June 2026. For current rates, see Current Rates. Good news for buyers and homeowners: mortgage rates have continued their slow climb down. According to Freddie Mac's Primary Mortgage Market Survey for the week ending June 4, 2026, the average 30-year fixed-rate mortgage now sits…
Mortgage interest rates dropped a couple of weeks ago to the lowest level since May 2023, causing a surge in mortgage demand from both homebuyers and especially from current homeowners. Mortgage rates decreased across the board a couple of weeks ago… following doveish communication from…
Call Today For A Free Consultation
1-(317) 603-0912
Gregory Allen Rank, Senior Mortgage Consultant | NMLS #138276
Channelwood Mortgage, Inc. | NMLS #129852
Equal Housing Opportunity
Verify licensing at NMLS Consumer Access.
This website provides general educational information and is not a commitment to lend. Eligibility, rates, terms, fees, and program availability depend on borrower and property qualifications, underwriting approval, lender requirements, and current program guidelines. Information is subject to change without notice.