Got an escrow shortage notice? Learn why your Indiana mortgage payment went up, how the yearly escrow analysis works, and your options to handle it.
Got an escrow shortage notice? Learn why your Indiana mortgage payment went up, how the yearly escrow analysis works, and your options to handle it.
Closing costs in Indiana explained in plain English: what they include, who pays, and ways buyers can lower the cash needed at closing.
If you're finishing residency at IU Health or Ascension St. Vincent, or you've just signed with a practice in Carmel and you're trying to figure out how to buy a house when your student loan balance looks like a mortgage all by itself, this one's…
The Federal Reserve raised rates for the first time since 2023. Here's what that actually means for your mortgage, and the surprising thing the bond market did the very next day.
When should you lock your mortgage rate? How float-downs work, how long locks last, and what Central Indiana buyers should do before the September Fed meeting.
Everybody asks about the rate first. I get it, it's the one number that's easy to compare. But after 30+ years helping buyers across Indianapolis, Fishers, Carmel, and the rest of Central Indiana, I can tell you this: the lowest rate and the best loan…
Realtors, let's be honest with each other: the lender you refer can make you look brilliant, or cost you the closing. After 30+ years in the mortgage business here in Central Indiana, I've seen both sides of that coin more times than I can count….
If you've served, you've earned the VA loan, a benefit few other programs match. After 30+ years helping Central Indiana families finance homes, I can tell you a lot of veterans never fully use it. Not because it doesn't fit. Usually because of something they…
How Indiana's homestead exemption (deduction) works in 2026, amounts, the new $300 credit, who qualifies, and how to file.
Is it cheaper to rent or buy in Indianapolis and Central Indiana in 2026? Current home prices, rents, and how buyers are adapting.
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Gregory Allen Rank, Senior Mortgage Consultant | NMLS #138276
Channelwood Mortgage, Inc. | NMLS #129852
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This website provides general educational information and is not a commitment to lend. Eligibility, rates, terms, fees, and program availability depend on borrower and property qualifications, underwriting approval, lender requirements, and current program guidelines. Information is subject to change without notice.