As the #1 wholesale lender in the country, nobody does conventional loans like we do. We combine competitive rates, groundbreaking tools and technology, and a fast, easy process to give you a worry-free mortgage experience.
Open more doors to homeownership With our Conventional 1% Down program. When income-qualified buyers put 1% down, we will pay an additional 2%, up to $4,000, giving you a 3% total down payment.
The obvious choice for top-tier borrowers! Comprised of some of the best conventional rates and pricing in the industry, our Elite Program allows you to close quickly.
Elite MI combines the cheapest lender-paid mortgage insurance in the industry with some of the lowest borrower-paid pricing, which means you only have to go one place to deliver a lower payment for your 620+ FICO borrowers. And since we are delegated with the MI companies, you’ll save 3–7 days on every loan by eliminating the second underwrite with no overlays.
Time is of the essence with every loan. Get the most competitive rates and close your high balance loan in record time!
Elite High Balance offers some of the best conventional high balance rates and pricing for your top-tier clients. You’ll receive industry-leading turn times, direct access to underwriting and award-winning technology with every loan.
Get even lower rate options with our 5-, 7- and 10-year adjustable-rate mortgages
More first-time homebuyers will qualify with this 3% down payment solution.
Conventional options for borrowers looking to purchase with a low down payment or refinance with limited equity. Use the Fannie Mae Lookup Tool to see if a subject property meets the county loan limit requirement.
RefiNow lets more borrowers save on their monthly mortgage payments! Helps homeowners who currently have a Fannie Mae-backed loan, have income at or below 100% of their area median income (AMI) limit, and can reduce their interest rate by a minimum of 50 basis points.
*Reduction must include principal, interest and the mortgage insurance payment (if applicable).
A great alternative to FHA financing for borrowers looking to purchase with a low down payment or refinance with limited equity. Use the Freddie Mac Lookup Tool to see if a subject property meets the county loan limit requirement.
For a limited time, qualified buyers get up to $1,500 toward their down payment or closing costs.
Use Freddie Mac’s Income and Property Eligibility Tool to confirm borrower meets eligibility requirements.
Refi Possible helps borrowers who currently have a Freddie Mac-backed loan save on their monthly mortgage payment. As with Fannie Mae’s RefiNow, applicants must have income at or below 100% of their area median income (AMI) and be able to reduce their interest rate by a minimum of 50 basis points.
*Reduction must include principal, interest and the mortgage insurance payment (if applicable).
We make condo approvals quick and easy with our limited review process. All files receiving a limited review response in AUS will only need a minimum evaluation by our condo department.
